Merchant Account Pricing & Payment Processing Rates.

PRICING

Flexible Pricing Options for Your Business

MG Merchant Services offers flexible pricing solutions designed to fit the way your business accepts payments. From blended pricing to interchange-plus and cash discount programs, our team helps you choose an option that supports your goals, transaction volume and customer experience.

Blended Program
$25 flat monthly subscription
CREDIT CARDS	You pay 0% Customers pay 3%
DEBIT CARDS	You pay 1% + $0.25 % Customer pays 0%

Cash Discount Program
One flat monthly subscription
SMALL	Merchants processing less than $10,000 per month $25/month
MID	Merchants processing $10,000 – $30,000 per month $50/month
LARGE	Merchants processing over $30,000 per month $99/month

Interchange Program
MG Merchant works on interchange-plus pricing, ensuring you get the lowest rates
Fixed margins of 0.30% + $0.20 per transaction above interchange.
*Subject to approval

Choosing the Right Pricing Program

Every business processes payments differently, so the best pricing model depends on your transaction volume, average ticket size and how your customers prefer to pay. MG Merchant Services offers three main options so you can align processing costs with your real-world operations.

Interchange pricing passes through the true card-brand costs plus a small, transparent markup. This is ideal for businesses that want easy-to-understand statements, precise cost control and are comfortable analyzing their processing data.

Our cash discount program helps offset fees by including the cost of card acceptance in your posted prices and offering a discount to customers who pay with cash or certain low-cost methods. This model can significantly reduce or even eliminate credit card processing costs while staying compliant when implemented correctly.

Bundled pricing groups many interchange categories into a single blended rate, which makes monthly cost projections simple and gives you predictable expenses for each type of transaction. This model is often preferred by small businesses that value simplicity and consistency.

If you’re not sure which option is best, our team will help you understand each program and show you the numbers so you can choose the structure that fits your business.